Smith Realty, Inc Lenders

Waterstone Mortgage

  • NameMichael Smalley
  • Phone407-367-9190
  • Fax407-628-2609
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About

MEET THE MIKE SMALLEY MORTGAGE TEAM

Lending Certainty. Because when we say “yes,” we mean it.


Mike Smalley

Mike Smalley

Branch Manager | NMLS #289846

Office: (407) 645-6300 | Cell: (407) 367-9190
Fax: (407) 628-2609 | Contact

Innovative, Strong, & Secure Mortgage Lending Company

Michael and his two business partners manage 9 regional branches for Waterstone Mortgage across the state of Florida with offices in Winter Park, Port Orange, Palm Coast, Panama City, Ft. Walton Beach, Niceville, Ocala, Ft. Myers, and Jupiter. He is an active Loan Originator, and has earned President’s Club status each year since joining Waterstone Mortgage with the help of past client and Realtors referrals. He is an accomplished public speaker and holds monthly training workshops for Realtors across Florida.

Michael and his wife, Jacqueline, reside in Winter Park, FL with their children Gavin, Dillon and Paige. Both Michael and Jacqueline are graduates of the Florida State University, where Michael was a pitcher on the Varsity Baseball Team. In his free time, Michael enjoys coaching his sons’ Gavin and Dillon in baseball, as well as encouraging his daughter Paige to compete in cheerleading competitions.

Michael was also the first mortgage originator in Florida to receive both the Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations.

Zillow.com homes.com NAMB cmps - CMPS Institute is a national organization that certifies mortgage bankers and brokers.

Renee Marshall

Renee Marshall

Loan Partner II | NMLS #1016608

Office: (407) 645-6300
Fax: (407) 628-2609 | Contact

Renee joined the Mike Smalley Team in October 2008. In her role as Loan Partner II, she is responsible for meeting with clients at loan application and coordinating to ensure all documentation necessary for submission to underwriting is collected. Renee is a point of contact for all parties involved to ensure the loan process goes smoothly and any challenges that arise are resolved in a timely manner. Renee prides herself on paying attention to important details while providing a very personable experience to clients. Her hobbies include crafting, reading, attending local community events and theme parks, while spending time with her daughter Ava Grace.

Lauren Wason

Lauren Wason

Loan Partner II | NMLS #1210864

Office: (407) 645-6300
Fax: (407) 628-2609 | Contact

Lauren joined the Mike Smalley Team in April of 2013. In her role as Front Loan Partner II, she is responsible for completing loan pre-approvals in a timely fashion, answering questions clients may have regarding the loan process, and researching loan programs. Lauren loves to help people, and finds that assisting First Time Home Buyers is her most rewarding experience. Lauren’s hobbies include attending Florida State University football games, practicing yoga, and spending time at the beach.

Tammie Nieves

Tammie Nieves

Loan Partner II | NMLS #1021137

Office: (407) 645-6300
Fax: (407) 628-2609 | Contact

Tammie joined the Mike Smalley Team in July 2015. In her role as Loan Partner II, she is responsible for completing loan pre-approvals, meeting with clients at loan application and coordinating to ensure all documentation necessary for submission to underwriting is collected. Tammie is also a point of contact for all parties involved to ensure the loan process goes smoothly. In her spare time, Tammie enjoys listening to music and spending time at the beach.

Jenni Rule

Jenni Rule

Loan Partner I | NMLS #1306377

Office: (407) 645-6300 | Direct: (407) 645-6386
Fax: (407) 628-2609 | Contact

Jenni joined the Mike Smalley Team in August 2014. In her role as Loan Partner I, she is responsible for providing excellent customer service while answering and routing all initial phone calls to fellow team members. Jenni is also responsible for scheduling and confirming meetings, consultations and Realtor events for the Mike Smalley Team. She is also actively involved in coordinating client and Realtor appreciation events. Jenni has been in customer service since 2002, and believes in service with a smile. Jenni’s hobbies include spending time with her husband and two children while enjoying swimming, visiting water parks, and reading.

Liz Meier

Liz Meier

Administrative

Office: (407) 645-6300
Fax: (407) 628-2609 | Contact

Liz joined the Mike Smalley Team in December of 2015. In her role as Administrative Assistant, she is responsible for assisting the team with providing excellent customer service in answering and routing phone calls, scheduling and confirming meetings, consultations and Realtor events. Liz enjoys reading, baking and spending time at the beach with her husband and daughter

Andrea Eckels

Andrea Eckels

Loan Processor

Office: (407) 645-6300
Fax: (407) 628-2609 | Contact

Andrea joined the Waterstone Mortgage Team in July 2012, bringing with her 10 years of experience as a loan processor. Her main responsibilities include managing the communication between clients and the underwriting department.

About Jesse Smith

A lifelong native of the Central Florida area, Jesse Smith is knowledgeable about the many facets of Central Florida real estate, and can help you navigate your way through the buying/selling process in the Central Florida area. Jesse maintains a close watch on all developing changes and local market conditions and is always one step ahead of the game. Jesse was born and raised in Plant City, home of the Strawberry Festival. Jesse started his career in property management with two of the biggest Real Estate firms in the country. Then, after five years in the world of Information Technology, Jesse at last, decided that the world of real estate was where he should plant his feet. After being trained and mentored for nine years at SunRaye Realty he had the opportunity to start Smith Realty, Inc. and put technology to work in helping you with all your real estate needs. Jesse is a proud member of the Default Industry Leaders and currently sits on the Board of Directors. He is also a member of the Orlando Regional, Florida, and National Association of Realtors. Jesse is an avid fisherman and enjoys being on or near the water whenever possible. When there is free time, he will be found playing with his two young children and wife.

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